Its not just children and seniors who need to be careful about their finances this winter. Even if youre financially qualified, it can come as a surprise when the bills are higher than expected for some reason or another - so make sure that any necessary purchases like new clothing dont get postponed until after Christmas! What should I do? There is no single answer because every person has different necessities during these cold months of December through February; however there may still exist certain items which could likely remain affordable even with increased costs such as medicine (especially generic medications), groceries/eating out once in awhile at most restaurants if they only serve one dish per meal costing less then $5 plus tax total before tip